Here Are The 20 Best Income Portfolios Built with ETFs for 2023
If you're looking for income then you should look at this list of the 20 best income portfolios.
The Rick Ferri portfolio is built with four ETFs. The portfolios are exposed to 40% bonds and 60% equities can be built with 4 ETFs..
Here is how you build Rick Ferri Core Four Portfolio with ETF.
The letters in brackets denote the stock symbol for the recommended ETF. You can look up the symbols at your stockbroker. You can see a listing of all the ETFs we recommend on this page.
The above portfolio is the 60/40 ETF allocation for Rick Ferri’s Core Four. Rick Ferri has constructed many more portfolios. Below you will find 32 in all.
Below you can see the returns for Rick Ferri’s Core Four portfolios.
Portfolio data was last updated on 1st of June 2023, 06:35 ET
|Name||Year to date||Return in 2022||10 year return||CAGR since 1989 (%)||Draw Down||Expense ratio||Yield|
|Rick Ferri Core 4 fund Portfolio (60/40)||4.19||-16.65||6.1||7.63||-21.41||0.05%||2.36|
|Rick Ferri Early Saver Moderate Basic Portfolio||4.39||-17.48||6.83||7.99||-25.77||0.05%||2.38|
|Rick Ferri Early Saver Moderate Multi Asset Portfolio||2.28||-16.38||6.64||8.53||-26.97||0.14%||2.83|
|Rick Ferri Midlife Moderate Basic Portfolio||4.0||-16.82||6.08||7.68||-21.34||0.05%||2.39|
|Rick Ferri Midlifer Moderate Multi Asset Portfolio||1.9||-15.09||6.04||8.23||-24.26||0.16%||3.19|
|Rick Ferri Transitional Moderate Basic Portfolio||3.67||-15.77||5.28||7.25||-17.05||0.05%||2.38|
|Rick Ferri Transitional Moderate Multi Asset Portfolio||1.84||-14.1||5.43||7.85||-20.61||0.16%||3.31|
|Rick Ferri Mature Retired Saver Moderate Basic Portfolio||3.02||-13.66||4.51||6.75||-13.66||0.05%||2.18|
|Rick Ferri Mature Retired Saver Moderate Multi Asset Portfolio||2.51||-12.29||4.48||6.98||-12.56||0.06%||2.62|
|Rick Ferri Core 4 fund Portfolio (80/20)||5.21||-17.83||7.7||8.21||-30.27||0.05%||2.3|
|Rick Ferri Core 4 fund Portfolio (40/60)||3.17||-15.47||4.45||6.93||-15.47||0.05%||2.43|
|Rick Ferri Core 4 fund Portfolio (20/80)||2.16||-14.29||2.74||6.12||-14.29||0.04%||2.49|
|Rick Ferri Total Economy Core-4 Portfolio Low-Risk||1.68||-13.99||2.59||6.06||-13.99||0.05%||2.48|
|Rick Ferri Total Economy Core-4 Portfolio Conservative||2.23||-14.87||4.15||6.81||-14.87||0.06%||2.41|
|Rick Ferri Total Economy Core-4 Portfolio Moderate||2.78||-15.75||5.65||7.45||-21.79||0.07%||2.33|
|Rick Ferri Total Economy Core-4 Portfolio Agressive||3.33||-16.63||7.1||7.97||-30.77||0.09%||2.26|
|Rick Ferri Global Markets Core-4 Low-Risk||2.72||-14.07||3.04||6.06||-14.07||0.05%||2.23|
|Rick Ferri Global Markets Core-4 Conservative||4.01||-15.12||4.86||6.88||-15.12||0.04%||2.16|
|Rick Ferri Global Markets Core-4 Moderate||5.31||-16.17||6.62||7.58||-20.86||0.04%||2.09|
|Rick Ferri Global Markets Core-4 Aggressive||6.6||-17.22||8.32||8.16||-29.57||0.04%||2.02|
|Rick Ferri Inflation Fighter Core-4 Portfolio Low-Risk||2.46||-12.12||3.0||6.52||-12.27||0.09%||4.54|
|Rick Ferri Inflation Fighter Core-4 Portfolio Conservative||3.34||-13.8||4.35||6.95||-19.65||0.09%||3.97|
|Rick Ferri Inflation Fighter Core-4 Portfolio Moderate||4.22||-15.48||5.65||7.28||-27.04||0.09%||3.41|
|Rick Ferri Inflation Fighter Core-4 Portfolio Aggressive||5.1||-17.16||6.89||7.49||-34.42||0.09%||2.84|
|Rick Ferri Income Seeker Core-4 Portfolio Low-Risk||0.04||-14.77||3.59||6.78||-16.15||0.21%||3.86|
|Rick Ferri Income Seeker Core-4 Portfolio Conservative||-0.77||-11.55||5.07||7.33||-21.07||0.20%||3.72|
|Rick Ferri Income Seeker Core-4 Portfolio Moderate||-1.57||-8.32||6.49||7.81||-26.0||0.18%||3.58|
|Rick Ferri Income Seeker Core-4 Portfolio Aggressive||-2.38||-5.1||7.85||8.23||-30.92||0.17%||3.45|
|Rick Ferri Socially Conscious ESG Core-4 Portfolio Low-Risk||2.67||-15.04||3.08||6.51||-15.04||0.08%||2.48|
|Rick Ferri Socially Conscious ESG Core-4 Portfolio Conservative||3.98||-15.84||4.88||7.22||-15.84||0.07%||2.35|
|Rick Ferri Socially Conscious ESG Core-4 Portfolio Moderate||5.28||-16.65||6.63||7.81||-21.43||0.06%||2.21|
|Rick Ferri Socially Conscious ESG Core-4 Portfolio Aggressive||5.06||-17.91||6.81||7.47||-32.68||0.09%||2.34|
Here is what the table is showing you
Year to date: This shows what the portfolio has returned this year starting from the first trading day of the year.
10 Year return: This shows the compounded annualized growth rate over a ten-year period. The current year is excluded from calculations.
CAGR since 1989: This shows the compounded annualized growth rate since 1989. The current year is excluded from calculations.
Expense ratio: This shows the cost of holding the portfolio if you were to construct the portfolio using the proposed ETFs.
Yield: This is the expected dividend yield of the portfolio.
Please note that past performance is not a guarantee of future returns.
Below you can see the returns of the best portfolios that we have benchmarked.
|Name||See Portfolio||Year to date||Return in 2022||10 year return||CAGR since 1989 (%)||Draw Down|
Rick Ferri is a former Marine pilot. Rick Ferri, who is theauthor of six books (all exceptionally well written and very educational). He is the founder of Ferri Investment Solutions offering hourly-fee advice to mainly do-it-yourself (DIY) investors.
Rick Ferri has also contributed to The Wall Street Journal, Forbes, and the Journal of Financial Planning.
His book The Power of Passive Investing: More Wealth with Less Work is an absolute masterpiece. It is a compelling argument about why you should use passive index funds instead of active funds. I like it, especially for the extreme amount of research that has gone into the book and the effort that has gone into documenting and supportinghis claims with evidence.
Rick Ferri hosts the Bogleheads On Investing Podcast
If you read just one book of his, it should be Power of Passive Investing.
Rick Ferris one of the 3 good guys of investing.
Rick Ferri promotes:
He (Ferri) doesn’t want to hear from advisors who posit that their services are worth the “value added. Don’t tell me you’re better than the next guy because that’s not true.”
You can read more about the 3 good guys of investing in our article,Who Are The 3 Good Guys In Investing?
We have expanded this page to cover ALL of Rick Ferri’s many portfolios. We are tracking 32 portfolios right now.Rick Ferri discusses the power of passive investing
In 2019 Rick Ferri founded Rick Ferri Solutions. It is his new investment advisor firm. He charges per hour instead of on the basis of how much money you have invested.
We track 32 portfolios constructed by Rick Ferri. The asset allocation below is for Rick Ferri’s Core 4 fund Portfolio (60/40).
This is an excellent interview with Rick Ferri with the always-on target Barry Ritholtz
A client with $2 million paying 0.9% of AUM annually is told that half the fee is for planning and half is for investment management, but continues to pay $9,000 every single year for a financial plan that’s already done, explains Ferri. “You’re supposed to be a fiduciary”
Below you can see how to build all of Rick Ferri’s excellent portfolios.
Please also make sure you visit Rick Ferri’s Core 4 Website at https://core-4.com/
5.00% US Preferred Stocks (PFF)
24.00% High Dividend Yield International
15.00% Corporate Bonds (LQD)
56.00% High Dividend Yield (VYM)
14.00% US Total Stock Market (VTI)
6.00% International Developed Blend (VEA)
40.00% Intermediate-Term Treasury (VGIT)
40.00% Corporate Bonds (LQD)
28.00% US Total Stock Market (VTI)
12.00% International Developed Blend (VEA)
30.00% Intermediate-Term Treasury (VGIT)
30.00% Corporate Bonds (LQD)
42.00% US Total Stock Market (VTI)
18.00% International Developed Blend (VEA)
20.00% Intermediate-Term Treasury (VGIT)
20.00% Corporate Bonds (LQD)
8.00% REITs (Real Estate) (VNQ)
10.00% Intermediate-Term Treasury (VGIT)
10.00% Corporate Bonds (LQD)
72.00% Total World Stock (VT)
Rick Ferri has launched the website Core-Four to draw attention to his approach and to educate and proliferate the use of his core four strategies. Also, he has trademarked the name core-4.
In addition to this, he has expanded his core four portfolios to include portfolios that cover different investment objectives:
Classic Core-4: Capital appreciation with income using stocks, bonds, and real estate
Total Economy Core-4: Includes quasi-private equity exposure using small value stocks
Global Markets Core-4: Provides exposure to all global stock and bond markets
Inflation Fighter Core-4: Includes funds that provide a hedge against inflation
Income Seeker Core-4: Incorporates funds that have higher than average income
Socially Conscious Core-4: Excludes individual companies and industries using ESG* standards
Ferri believes in simple, low-cost portfolios, which he says many people can manage on their own. “They don’t really need an advisor. You can design something very simple that investors can check up on when they want.”
Rick Ferri hosts the Bogleheads On Investing Podcast
Here is an excellent article on Rick Ferri’s new investment advisory.
Rick Ferri’s new website, Ferri Investment Solutions.
This is a fantastic book on all the moving parts of a portfolio.
Rick Ferri’s BEST book:
This book is an excellent introduction and even advanced knowledge about what index funds are and how they are expressed through mutual funds and ETFs.
Finding the right portfolio is hard. Maintaining your portfolio is also daunting.
If you want access to our high-performing portfolios then you want to take a look at the premium portfolios.
This is a paid product that gives you the 20 best-performing portfolios since 1989. The portfolios represent a great opportunity for you to get more money from your investment portfolios. The 20 portfolios are the best among the literally hundreds of other portfolios we have benchmarked since we started.
You stand to gain thousands more dollars EACH YEAR for the price of a few months of Netflix.
If you have already committed to a portfolio then maybe you need help maintaining the portfolio. In this case you will find our rebalance worksheet useful.
Rebalancing your portfolio lowers your risk and may provide higher returns in the long run. It is completely FREE.
You can find the rebalance worksheet in our article Here Is The Most Easy To Use Portfolio Rebalance Tool.
Rick Ferri believes in passive indexing and has built many portfolios with just 4 ETFs. He calls them Core-4 portfolios.
Rick Ferri hosts the bogleheads.org podcast. He talks about investing and interviews interesting and relevant guests.