Here Are The 20 Best Income Portfolios Built with ETFs for 2023
If you're looking for income then you should look at this list of the 20 best income portfolios.
What are the T. Rowe Price ActivePlus portfolios?
The T. Rowe Price ActivePlus Portfolios are exposed to between 20% and 100% stocks and 0% to 80% bonds. They can be built with just 6-13 ETFs.
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What is the historical return of T. Rowe Price ActivePlus Portfolios?
Here is the historical return of T. Rowe Price ActivePlus Portfolios.
We have used our own time series to benchmark the portfolios. As such the performance differs from the actual portfolios from T. Rowe Price!
Portfolio data was last updated on 11th of August 2023, 08:35 ET
| Name | Year to date | Return in 2022 | 10 year return | CAGR since 1989 (%) | Draw Down | Expense ratio | Yield |
|---|---|---|---|---|---|---|---|
| T. Rowe Price ActivePlus Portfolio, Model 10 | 1.3 | -11.63 | 2.25 | 5.67 | -11.63 | 0.04% | 2.56 |
| T. Rowe Price ActivePlus Portfolio, Model 20 | 2.78 | -13.5 | 3.24 | 6.34 | -13.5 | 0.04% | 2.58 |
| T. Rowe Price ActivePlus Portfolio, Model 30 | 4.07 | -13.84 | 4.1 | 6.68 | -13.84 | 0.04% | 2.45 |
| T. Rowe Price ActivePlus Portfolio, Model 40 | 5.23 | -14.59 | 4.94 | 7.08 | -14.59 | 0.04% | 2.4 |
| T. Rowe Price ActivePlus Portfolio, Model 50 | 6.22 | -15.23 | 5.71 | 7.66 | -18.44 | 0.04% | 2.39 |
| T. Rowe Price ActivePlus Portfolio, Model 60 | 7.51 | -15.96 | 6.55 | 8.06 | -22.55 | 0.04% | 2.37 |
| T. Rowe Price ActivePlus Portfolio, Model 70 | 8.8 | -16.6 | 7.38 | 8.41 | -26.6 | 0.04% | 2.33 |
| T. Rowe Price ActivePlus Portfolio, Model 80 | 10.1 | -17.08 | 8.19 | 8.68 | -30.39 | 0.04% | 2.23 |
| T. Rowe Price ActivePlus Portfolio, Model 90 | 11.4 | -17.29 | 8.94 | 8.94 | -34.21 | 0.04% | 2.14 |
| T. Rowe Price ActivePlus Portfolio, Model 100 | 12.89 | -17.35 | 9.77 | 9.16 | -39.0 | 0.05% | 2.1 |
Here is what the table is showing you
Year to date: This shows what the portfolio has returned this year starting from the first trading day of the year.
10 Year return: This shows the compounded annualized growth rate over a ten-year period. The current year is excluded from calculations.
CAGR since 1989: This shows the compounded annualized growth rate since 1989. The current year is excluded from calculations.
Expense ratio: This shows the cost of holding the portfolio if you were to construct the portfolio using the proposed ETFs.
Yield: This is the expected dividend yield of the portfolio.
Please note that past performance is not a guarantee of future returns.
How does T. Rowe Price ActivePlus portfolios compare to the best portfolios?
Below you can see the returns of the best portfolios that we have benchmarked.
| Name | See Portfolio | Year to date | Return in 2022 | 10 year return | CAGR since 1989 (%) | Draw Down |
|---|---|---|---|---|---|---|
| Ben Stein Retirement | Coming soon! | 4.05 | -18.03 | 9.46 | 10.8 | -35.42 |
| Paul Merriman 4-Fund-Portfolio | Coming soon! | 9.22 | -11.98 | 11.25 | 10.38 | -35.26 |
| S&P 500 | Coming soon! | 17.09 | -18.19 | 12.52 | 10.28 | -37.63 |
| Paul Merriman Target Date Portfolio (25 year old) | Coming soon! | 6.63 | -13.08 | 8.28 | 10.2 | -36.46 |
| Scott Adams Dilbert Portfolio | Coming soon! | 10.87 | -18.75 | 7.0 | 10.19 | -44.88 |
| JL Collins, Simple Path To Wealth, Wealth Building Portfolio | Coming soon! | 16.6 | -19.51 | 12.08 | 10.19 | -37.0 |
| American Institute of Individual Investors (AAII) Portfolio | Coming soon! | 3.74 | -13.91 | 9.7 | 10.16 | -40.85 |
| Paul Merriman Target Date Portfolio (35 year old) | Coming soon! | 6.57 | -13.22 | 8.31 | 10.08 | -36.35 |
| Assetbuilder.com Portfolio 14 | Coming soon! | 6.95 | -16.94 | 7.59 | 9.99 | -37.91 |
| Balanced Portfolio 90/10 | Coming soon! | 14.83 | -18.87 | 11.03 | 9.84 | -32.78 |
How do you build T. Rowe Price ActivePlus portfolios with ETFs?
Here is how you build T. Rowe Price ActivePlus portfolios with ETFs
This is for T. Rowe Price ActivePlus Portfolio, Model 80, find all the other portfolio recipes below.
- 41.00% Large-Cap Blend
- 6.4% Mid-cap Blend
- 5.8% Small-cap Blend
- 4.00%REITs
- 19.40% International Developed
- 3.40% Emerging Markets
- 2.9% Long-Term Treasury
- 10.00% Total Bond Market
- 2.10% Inter. Term Corporate Bond
- 2.00% High Yield Corporate Bonds
- 3.00% International Bonds
What is T. Rowe Price?
T.Rowe Price is a US-based asset management company with $1.3 trillion under management (2019). They offer a host of services. Managed portfolios is one of them. They derive their profit from managing active mutual funds.
It was founded in 1937 by Thomas Rowe Price, Jr.,who is best known for developing the growth stock philosophy of investing.
Cornelius C. Bond has written a rather excellent biography on T. Rowe Price.
It is called T. Rowe Price: The Man, The Company, and The Investment Philosophy.
T. Rowe Price: The Man, The Company, and The Investment Philosophy
Description of T. Rowe Price ActivePlus Portfolios
The portfolios presented here are the asset allocations that the model portfolios are benchmarked against. The managed portfolios use T. Rowe Price actively managed funds.
The ActivePlus portfolios look a lot like robo-advisor portfolios. They have a very similar questionnaire when they try to find out which allocation is best suited for you.
T. Rowe Price ActivePlus have a selection of ten different portfolios. They range from a very conservative portfolio containing 10% stocks to an aggressive portfolio that includes 100% stocks.
T. Rowe Price ActivePlus Portfolios is a convenient way to invest based on your time line and risk tolerance
What are the fees of T. Rowe Price ActivePlus Portfolios?
The fees of the T. Rowe Price ActivePlus Portfolios program range from 0.57% to 0.79%.
Asset Allocation for T. Rowe Price ActivePlus Portfolios
Note: Please check the fund prospectus for the exact asset allocation and funds to use. Also note that the portfolios by T. Rowe Price are dynamic in nature. They slighty change the asset allocation about twice a year. This is not relfected in our bechmarks.
T. Rowe Price uses T. Rowe Price funds for the ActivePlus portfolios.
T. Rowe Price ActivePlus Portfolio, Model 10
- 7.00% Large-Cap Blend
- 3.00% International Developed
- 3.00% Long-Term Treasury
- 27.00% Total Bond Market
- 7.50% Intermediate-Term Corporate Bond
- 20.00% Short-Term Govt/Corp Bond
- 10.00% T-bills/Treasury Money Market
- 6.00% High Yield Corporate Bonds
- 9.00% International Bonds
- 7.50% Emerging Markets Bonds
T. Rowe Price ActivePlus Portfolio, Model 20
- 14.00% Large-Cap Blend
- 6.00% International Developed
- 3.00% Long-Term Treasury
- 27.00% Total Bond Market
- 7.50% Intermediate-Term Corporate Bond
- 20.00% Short-Term Govt/Corp Bond
- 6.00% High Yield Corporate Bonds
- 9.00% International Bonds
- 7.50% Emerging Markets Bonds
T. Rowe Price ActivePlus Portfolio, Model 30
- 18.70% Large-Cap Blend
- 2.30% Small-cap Blend
- 9.00% International Developed
- 3.50% Long-Term Treasury
- 22.50% Total Bond Market
- 5.70% Intermediate-Term Corporate Bond
- 20.00% Short-Term Govt/Corp Bond
- 5.00% High Yield Corporate Bonds
- 7.50% International Bonds
- 5.70% Emerging Markets Bonds
T. Rowe Price ActivePlus Portfolio, Model 40
- 23.70% Large-Cap Blend
- 2.90% Small-cap Blend
- 11.40% International Developed
- 3.60% Long-Term Treasury
- 19.40% Total Bond Market
- 4.60% Intermediate-Term Corporate Bond
- 27.00% Short-Term Govt/Corp Bond
- 4.30% High Yield Corporate Bonds
- 6.50% International Bonds
- 4.60% Emerging Markets Bonds
T. Rowe Price ActivePlus Portfolio, Model 50
- 25.60% Large-Cap Blend
- 4.00% Mid-cap Blend
- 3.7% Small-cap Blend
- 2.10% REITs
- 12.10% International Developed
- 2.10% Emerging Markets
- 3.60% Long-Term Treasury
- 17.10% Total Bond Market
- 3.90% Intermediate-Term Corporate Bond
- 12.00% Short-Term Govt/Corp Bond
- 3.80% High Yield Corporate Bonds
- 5.70% International Bonds
- 3.90% Emerging Markets Bonds
T. Rowe Price ActivePlus Portfolio, Model 60
- 30.70% Large-Cap Blend
- 4.80% Mid-cap Blend
- 4.40% Small-cap Blend
- 3.00% REITs
- 14.50% International Developed
- 2.60% Emerging Markets
- 3.50% Long-Term Treasury
- 14.80% Total Bond Market
- 3.20% Intermediate-Term Corporate Bond
- 7.00% Short-Term Govt/Corp Bond
- 3.30% High Yield Corporate Bonds
- 5.00% International Bonds
- 3.20% Emerging Markets Bonds
T. Rowe Price ActivePlus Portfolio, Model 70
- 35.80% Large-Cap Blend
- 5.60% Mid-cap Blend
- 5.10% Small-cap Blend
- 3.50% REITs
- 17.00% International Developed
- 3.00% Emerging Markets
- 3.30% Long-Term Treasury
- 12.20% Total Bond Market
- 2.40% Intermediate-Term Corporate Bond
- 3.00% Short-Term Govt/Corp Bond
- 2.70% High Yield Corporate Bonds
- 4.00% International Bonds
- 2.40% Emerging Markets Bonds
T. Rowe Price ActivePlus Portfolio, Model 80
- 41.00% Large-Cap Blend
- 6.40% Mid-cap Blend
- 5.80% Small-cap Blend
- 4.00% REITs
- 19.40% International Developed
- 3.40% Emerging Markets
- 2.90% Long-Term Treasury
- 10.00% Total Bond Market
- 2.10% Intermediate-Term Corporate Bond
- 2.00% High Yield Corporate Bonds
- 3.00% International Bonds
T. Rowe Price ActivePlus Portfolio, Model 90
- 46.00% Large-Cap Blend
- 7.20% Mid-cap Blend
- 6.60% Small-cap Blend
- 4.50% REITs
- 21.90% International Developed
- 3.80% Emerging Markets
- 2.00% Long-Term Treasury
- 8.00% Total Bond Market
T. Rowe Price ActivePlus Portfolio, Model 100
- 51.20% Large-Cap Blend
- 8.00% Mid-cap Blend
- 7.30% Small-cap Blend
- 5.00% REITs
- 24.20% International Developed
- 4.30% Emerging Markets
Make sure you select the right ETFs!
There are a lot of ETFs! It is pretty boring to sift through hundreds and hundreds of ETFs just to find the right one, but it is worth it!
Finding the right and BEST ETF could earn you a lot more money than number two on the list.
We have done the work for you – all for FREE.
We have carefully selected ETFs for each asset class that the portfolios on portfolioeinstein.com use. If you want to read more about our selection process and see what we consider the best ETFs please visit our article What Is The Best ETF?
If you are a European investor you need to buy European ETFs (they need to be of the UCITS kind!).
We have listed 47 of the best ETFs in our article What Are The Best ETFs For European Investors? (Here Is 47).
As of 2021 we also track socially responsible investing ESG portfolios. Socially responsible investing (ESG) portfolios prioritize investing that puts an emphasis on environmental, social, and corporate governance issues.
You can find the socially responsible investing ESG ETFs in the same article.
Where can I learn more about T. Rowe Price?
T. Rowe Price has a YouTube channel that they update sometimes.
Dive a little deeper into who T. Rowe Price was in the book T. Rowe Price: The Man, The Company, and The Investment Philosophy.
T. Rowe Price: The Man, The Company, and The Investment Philosophy
Suggestions for your next steps
If you have already committed to a portfolio then maybe you need help maintaining the portfolio. In this case you will find our rebalance worksheet useful.
Rebalancing your portfolio lowers your risk and may provide higher returns in the long run. It is completely FREE.
You can find the rebalance worksheet in our article Here Is The Most Easy To Use Portfolio Rebalance Tool.
Related questions
What does T. Rowe Price do?
T. Rowe Price is a mutual fund company that provides active mutual funds to investors. They offer financial advice, including retirement advisory services.
Can you buy stocks with T. Rowe Price?
Yes, you can buy individual stocks, ETF, and mutual funds when you have an account with T. Rowe Price.
Which is better, Fidelity, or Vanguard?
Vanguard fund has provided the highest returns on average of all mutual fund providers. This is because of its low cost.
